Instant Decision Loans
in as little as 15 minutes

  • Free and no obligation
  • No impact on your credit score*
  • Loans with and without guarantors

Choose loan ammount:

Choose period of time(months):

Representative APR 278% Representative Example: £500 borrowed for 90 days. Total amount repayable £672.60. Total Interest £172.60. Interest Rate 140.0% (variable)

Why choose us?

Borrow
£100 - £5,000

In your account in
as little as 15 mins**

No hidden
costs or fees

Your data
is secure

How it works?

1

Select Loan Ammount

Select the amount you would like to borrow between $100 – $5,000

2

Provide Your Details

Provide us with the information needed to find your best loan deal

3

Process Your Loan

We’ll show you the cheapest lender on our list likely to say yes!

FAQs

What are your opening hours?

Our services are readily available to you any time of the day. All you have to do is to visit our 24/7 online lending platform to take advantage of the services we offer.

How fast is the application process?

It is conveniently fast and easy. It will only take about 15-20 minutes to complete the application process. After that, you can get the result of your application right away.

What are unsecured loans?

Unsecured loans are types of loans which requires no collateral. This means that you don’t have to pledge your asset to apply for this kind of loan. However, some unsecured loans can have high-interest rates due to the risk the lender is taking.

Is there any complicated documents?

There’s no need for you to procure any complex paper work or files just to get approved for the loans we offer. Just provide a proof of income or employment and your personal details.

How much can I borrow?

You can borrow from a range of £100 to £5,000. If you have poor credit score, the amount that you will be permitted to borrow may vary. Contact the lender for more information about the amount you can request.

What is required on application?

If you are employed, a UK resident, over 18, and have a proper address, you should be eligible, although this will depend on the lenders as each will have different criteria for acceptance.

I have a bad credit rating, can I still apply?

Yes. You are still eligible to apply for such loans even if you’re having poor credit line. As long as you are able to pay back your loans, your credit status will be considered.

Am I eligible for a loan?

During the application, the lender will determine if you are eligible for the loan or not. Your credit will not be the basis for your eligibility. However, you need to present a proof of income or employment verification to determine if you can pay the loan or not.

If you have any more questions, you can email us at admin@badcreditsite.co.uk and we will do our best to answer your query within 24 hours.

* Although lending partners initial eligibility checks involve a soft pull of your credit information, and there is no impact on your credit file at this stage, lending partners may subsequently conduct a hard search, prior to finalising your loan offer. This hard search would stay on your report for 12 months.

** Subject to lender requirements and approval. It may take longer for you to receive your funds. This will depend on your lender, whether your bank accept faster payments and whether the lender requires any additional information or documentation from you to progress your application.