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* Although lending partners initial eligibility checks involve a soft pull of your credit information, and there is no impact on your credit file at this stage, lending partners may subsequently conduct a hard search, prior to finalising your loan offer. This hard search would stay on your report for 12 months.

** Subject to lender requirements and approval. It may take longer for you to receive your funds. This will depend on your lender, whether your bank accept faster payments and whether the lender requires any additional information or documentation from you to progress your application.